When you buy or sell through one of our referred agents, you earn a cash reward at closing. New construction buyers earn 15–25% of the agent's commission back — the highest rebate we offer, and well above the 15% on resale purchases. The exact rate depends on the commission negotiated with the builder.
Calculate My Cash Back ↓Estimate your cash back based on home price and transaction type.
Get matched with a top-rated agent through Welcome Home Referrals. Cash back is tied to using our referred agent — not just any agent.
Complete your purchase or sale. The cash back is calculated as a percentage of the agent's commission on your deal.
Cash back delivered at or after closing — as a credit on your settlement statement or direct payment, depending on your state.
Based on typical commission structures and rebate rates.
| Transaction | Home Price | Commission | Rebate % | Cash Back |
|---|---|---|---|---|
| New construction buy | $300,000 | $9,000 | 15–25% | $2,250 |
| New construction buy | $500,000 | $15,000 | 15–25% | $3,750 |
| New construction buy | $750,000 | $22,500 | 15–25% | $5,625 |
| Resale purchase | $300,000 | $9,000 | 15% | $1,350 |
| Resale purchase | $500,000 | $15,000 | 15% | $2,250 |
| Resale purchase | $750,000 | $22,500 | 15% | $3,375 |
| Home sale | $400,000 | $12,000 | ~15% | ~$1,800 |
New construction rebates are highest because builders pay full buyer-agent commissions with no negotiation required.
At the same price point, new construction buyers earn a higher rebate percentage (15–25%) than resale buyers (15%). Exact rate varies by commission.
Builders set agent commissions in advance and don't negotiate them — more commission means more to rebate back to you.
The IRS generally treats buyer rebates as a reduction in purchase price rather than income. We recommend consulting a tax advisor for your specific situation.
Most states do. We verify your state during the matching process and will let you know upfront if there are any restrictions.
Yes — your lender should be aware of any credits at closing. Most lenders are fine with it, but the amount may affect how it appears on your closing disclosure.
In many cases, yes. New construction buyers can often stack our cash back with builder incentives. Ask your matched agent about stacking opportunities.
Cash back is only earned at a successful closing. If a deal falls through, there is no cash back — but our service remains free and we can re-match you.
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